FR-S or Veloster turbo

[zelix]

Haters, I'm 18 and i'm trading in my 2011 wrangler for 15k (that i WON) for an FR-S I opted to finance, however my dad told me to NEVER get in debt with a bank or anything, so instead he funded the other 15 thousand, and now I owe him. Call me spoiled? no. Call me inexperienced? haha....
I am more then capable of handling a a small little car, coming from driving pathfinders' half ton trucks and my jeep, 4 years of legal experience is enough. Get my asphalt FR-S on Tuesday.

[moniz]

Originally Posted by zelix

Haters, I'm 18 and i'm trading in my 2011 wrangler for 15k (that i WON) for an FR-S I opted to finance, however my dad told me to NEVER get in debt with a bank or anything, so instead he funded the other 15 thousand, and now I owe him. Call me spoiled? no. Call me inexperienced? haha....
I am more then capable of handling a a small little car, coming from driving pathfinders' half ton trucks and my jeep, 4 years of legal experience is enough. Get my asphalt FR-S on Tuesday.

You must NOT be in Ontario and GTA because every insurance actuary will dispute that and back it up with solid stats.

[Dan86]

I'm 19 and just bought an FR-S. I absolutely love the thing. I will admit, I'm a bit nervous, locking in a payment for 5 years while I'm in school, though. My dad has agreed to help me if times get too tough to juggle a job and school (software engineering major). Just keep that in mind, that you will need to juggle school and a job, and there is really no way out other than selling the car.

The insurance, really isn't that bad, about $800 every 6 months, but I am also an A only student, and a full-time one at that, with 0 tickets on my record (let's see if the FR-S changes that. =P).

[Innova]

Get both.

I have a BRZ and just put a deposit on a Veloster Turbo for the wife.

[Turbowned]

I understand valuing your and your children's lives more than a car, but a new car is seriously a waste of money on a first car. I just sold a $43,000 Audi A4 to a 17yr-old for her first car, and while it's the safest possible car she could be in, I shudder to think of what it'll be worth in 5 years after it's gotten some good dings, scrapes, stains, or possibly a serious accident. That said, a used car with good safety ratings is the best alternative. Big SUV's are NOT the answer, either. An SUV has much less ability to avoid an accident in the first place, and only puts other motorists in danger when there's an inexperienced young'un behind the wheel.

Back to what I said previously - driving courses, autocross events, car control clinics - do 'em all! And stay off the damn cell phone.

[Bu-Tang]

Sooo..... to answer your question, like some of the others said. test drive both. its all about what you like. IMO Hyundai is still not up to par in terms of building a solid car, I test drove the genesis and yea its got the power but everything else about it was not great, shifts felt long and not firm, steering lacked response, and many other things. VS the FRS was all the above, I would buy an integra type R used before going hyundai simply based on the feel of a car

[fatoni]

Originally Posted by Bu-Tang

Sooo..... to answer your question, like some of the others said. test drive both. its all about what you like. IMO Hyundai is still not up to par in terms of building a solid car, I test drove the genesis and yea its got the power but everything else about it was not great, shifts felt long and not firm, steering lacked response, and many other things. VS the FRS was all the above, I would buy an integra type R used before going hyundai simply based on the feel of a car

hyundai is up to par. maybe they dont it happen on these budget cars but you cant look at the gen or equus and not see quality for the price.

also i bet the feeling of having your itr carjacked is not as good as having the feeling of a 100k mile warranty and a new car...and im having trouble deciding if you are seriously trying to compare the feel of an itr to a veloster

[Bu-Tang]

Originally Posted by fatoni

hyundai is up to par. maybe they dont it happen on these budget cars but you cant look at the gen or equus and not see quality for the price.

also i bet the feeling of having your itr carjacked is not as good as having the feeling of a 100k mile warranty and a new car...and im having trouble deciding if you are seriously trying to compare the feel of an itr to a veloster

ok.....?

[brewksy]

Originally Posted by zelix

Haters, I'm 18 and i'm trading in my 2011 wrangler for 15k (that i WON) for an FR-S I opted to finance, however my dad told me to NEVER get in debt with a bank or anything, so instead he funded the other 15 thousand, and now I owe him. Call me spoiled? no. Call me inexperienced? haha....
I am more then capable of handling a a small little car, coming from driving pathfinders' half ton trucks and my jeep, 4 years of legal experience is enough. Get my asphalt FR-S on Tuesday.

- calling people "haters" for giving friendly advice? Check
- 18 years old, but thinks 4 years driving experience is "enough"? Check
- knows that he can handle a small car because he's driven a bunch of trucks and a jeep? Check
- doesn't consider himself spoiled when his dad lends him 15k? Check

Any way you cut it, this post screams inexperience and attitude. Trust me, we were all there once too and you grow out of it. It takes time to learn humility and gain driving experience - and advice from other people is a good thing (though the Internet isn't always the best place for it).

[86fanatic]

Originally Posted by brewksy

- calling people "haters" for giving friendly advice? Check
- 18 years old, but thinks 4 years driving experience is "enough"? Check
- knows that he can handle a small car because he's driven a bunch of trucks and a jeep? Check
- doesn't consider himself spoiled when his dad lends him 15k? Check

Any way you cut it, this post screams inexperience and attitude. Trust me, we were all there once too and you grow out of it. It takes time to learn humility and gain driving experience - and advice from other people is a good thing (though the Internet isn't always the best place for it).

You can never win or rationalize with 18 year old kids with this attitude, they are too stupid to realize how much they don't know.

[fatoni]

Originally Posted by brewksy

- calling people "haters" for giving friendly advice? Check
- 18 years old, but thinks 4 years driving experience is "enough"? Check
- knows that he can handle a small car because he's driven a bunch of trucks and a jeep? Check
- doesn't consider himself spoiled when his dad lends him 15k? Check

Any way you cut it, this post screams inexperience and attitude. Trust me, we were all there once too and you grow out of it. It takes time to learn humility and gain driving experience - and advice from other people is a good thing (though the Internet isn't always the best place for it).

Originally Posted by 86fanatic

You can never win or rationalize with 18 year old kids with this attitude, they are too stupid to realize how much they don't know.

lets not be too harsh. there are people who were pro drivers at that age. relax. give advice if you have it

[DrDuquette]

No Car Payment at 18!!! Bad idea!
School First!!
Career Second!!
Notice I didn't say Job!?

[cyphersk8]

Originally Posted by DrDuquette

No Car Payment at 18!!! Bad idea!
School First!!
Career Second!!
Notice I didn't say Job!?

Still driving my focus beater hatchback. Went to school, got the loans, got a career.... Still no new car. Damn I'm getting old too! maybe in a year I can get a used frs but ultimately I decided paying my student loans off was my first priority. /sigh responsibility sucks!

[Tman08]

Originally Posted by JDMrolla

get a car you dont want and youll be more reckless cause your wont really care about it

get the car you want and youll be more likely to take care of it and drive better

Both cool cars, but both different, id choose an frs

I would suggest having a stepping stone like approach to your cars. This way each new car is either an improvement or more appreciated than the last. My first car was a 90 camry rust brown at 17. I was able to move into my second car at 19, which was a TC with 20k miles on it, but in great condition. Now I am in a new TC (until I get the BRZ next Spring) mainly because I needed to establish my credit (which I now have).

Then again I don't know your financial background, plus the fact that someone has offered to pay fully for it. To me, first cars are meant to be dinged, scratched, and loathed.....plus at your age, you should take that money and SAVE it, to use more wisely during school.

my 2 cents...

[blackfireball5]

I plan on getting an FRS on my 22nd birthday come November. I will be a senior in college and i rent a home. I do however have a good paying job/internship in IT.

My father also will be asisting me somewhat, not because i'm spoiled, but because he's proud of me for good grades. I've been paying all my own bills since the beginning. I dont understand all the negativity? I've been in a car club and going to national gatherings since i was 10. Started racing at 16 (autocross, drags, and roadcourse). I honestly believe i'm a better driver than easily 3/4 of the US population, regardless of age. I'm a very defensive driver and always have been. I baby my 3000GT like its made of glass, and it shows in my driving. Why people instantly assume someone under 20 is incapable of being a good driver i don't understand.

Maybe I'm unique, but i don't like all the negativity towards someone because of their age.

On track though, everyone does have a point with money. I have my finances planned out for the most part. I'll be taking advantage of Scion's college grad program, getting $1000 off my car. I'm saving money, selling things i dont need, ect. I fell in love with the FRS and i need a car that i can rely on to get me places. My 3000GT is on its 3rd Automatic transmission and needs to go. I cant keep putting money into it. I want a car that is fun, good on gas, and is reliable. The Frs is that.

/Rant :P

[Tbxgz]

Man this thread blows my mind. I grew up owning some pretty nice cars but I never even dreamed about buying a new car at that age. Regardless of who you owe, 15k at 18 is a huge financial undertaking. Seems like a ridiculously bad idea to me...

Originally Posted by zelix

..however my dad told me to NEVER get in debt with a bank or anything, so instead he funded the other 15 thousand, and now I owe him.

Never get in debt with a bank or anything... And how do you expect to build credit again?

[moniz]

Originally Posted by blackfireball5

Maybe I'm unique, but i don't like all the negativity towards someone because of their age.



/Rant :P

Neither did I when I was your age, but the fact that we older ones have been your age, while you have yet to be our age means the majority of has have the edge. As I always tell my much younger sibling about how stupid she is and I know it's a fact because I WAS STUPID at that age relative to my age now! We offer the benefit of our hindsight, use it or ignore it, but don't ever claim no one tried to warn you.

[blackfireball5]

Originally Posted by moniz

Neither did I when I was your age, but the fact that we older ones have been your age, while you have yet to be our age means the majority of has have the edge. As I always tell my much younger sibling about how stupid she is and I know it's a fact because I WAS STUPID at that age relative to my age now! We offer the benefit of our hindsight, use it or ignore it, but don't ever claim no one tried to warn you.

You may have been my age but that does not mean you have been me. Each person is different. I'm not trying to stick up for the younger generation or anything, i know plenty of dumb ass drivers my age and younger. Just recently 3 out of 4 teens were killed in a car accident a few days before their high school graduation because they were joyriding and jumped railroad tracks. They were air-born for a while, lost control, and hit a telephone pole. One girl survived. But i also have encountered plenty of older idiots too. Some guy just yesterday looked to be in his 40's thought it would be a good idea to leave his car parked in the center of a busy street at a red light during rush hour. Literally just walked out and went into a store while his car sat in the center lane with its emergency flashers on. (He wasn't broken down because i saw him get in the car and drive off in my rear view.)

Again, I'm not trying to get in a debate here about young verse old, just want to point out that there are many young people out there who are good and responsible drivers.

I don't know about the OP because i really didn't read much of the post, but i am speaking for myself. That's all.

[fatoni]

Originally Posted by Tbxgz

Man this thread blows my mind. I grew up owning some pretty nice cars but I never even dreamed about buying a new car at that age. Regardless of who you owe, 15k at 18 is a huge financial undertaking. Seems like a ridiculously bad idea to me...



Never get in debt with a bank or anything... And how do you expect to build credit again?

why would you need credit if you never need to borrow money? the only thing credit really matters for (having credit, not good vs bad credit) is unsecured loans which a person with that mentality would never need

[Tbxgz]

Originally Posted by fatoni

why would you need credit if you never need to borrow money? the only thing credit really matters for (having credit, not good vs bad credit) is unsecured loans which a person with that mentality would never need

Yes in principal that makes sense but there are very few of us who can purchase things like a house without applying for a loan.

So to answer your question yes, he doesn't need to build credit if his Dad is going to float him the money each time.. but I highly doubt his dad is going to float him 300k when it comes time to apply for a home mortgage.

[blackfireball5]

Originally Posted by Tbxgz

Yes in principal that makes sense but there are very few of us who can purchase a house without applying for a loan.

I may be wrong but i think he was being sarcastic.

[Dadhawk]

Originally Posted by fatoni

why would you need credit if you never need to borrow money? the only thing credit really matters for (having credit, not good vs bad credit) is unsecured loans which a person with that mentality would never need

Unfortunately, a low credit score can affect some other things because companies have become brain-dead.

It can affect insurance rates.
It can affect the ability to get a job, even if your field has nothing to do with FInance or money.

There are other examples.

You can avoid this by having a credit score of Zero which is possible if you have no transactions for about 3 years. Then companies have to do more logical work.

You can get a mortgage with a zero credit rating, you just have to use the right broker that does it the old fashioned way with much more paperwork.

I have a very high credit rating but its only because of my mortgage. When that is paid off, I'll have to work to get my score to zero because I don't carry debt any longer other than my mortgage.