Another FR-S Down

[Bergen23]

Originally Posted by Tcoat

Especially if you had a bunch of mods on it. Company may be nice and let you swap back to stock parts but they don't have too. They won't pay for the mods either unless you had added them to the policy.

Tempted to let my insurance company know about my suspension. Worth about 3000 between the coils and LCAs, but I also don't want a nice bump in premium either

[Tcoat]

Originally Posted by Bergen23

Tempted to let my insurance company know about my suspension. Worth about 3000 between the coils and LCAs, but I also don't want a nice bump in premium either

Added my exhaust, tint, springs, spoiler and bra for a value of just under 3k and it cost about $6 a year more.

[Bergen23]

Originally Posted by Tcoat

Added my exhaust, tint, springs, spoiler and bra for a value of just under 3k and it cost about $6 a year more.

But you're ancient, I'm a young gun, punk ass, hooligan street racer.

[Shady195]

Originally Posted by soulreapersteve

No GAP insurance? Forgive my ignorance if this doesn't apply here.

Sorry to see you won't get your full money back

I did not know GAP insurance was a thing Until this happened....

Originally Posted by themadscientist

Such a bunch of bullshit what's happening to you. I pay the extra on my insurance out of fear of just this scenario. If they total it out can you try to sell the parts off it? Maybe you can make up the difference? It's heartbreaking to do it, but maybe it will cover the rest if you part it out. Poor car.

Originally Posted by Tcoat

If they total it then the car belongs to the insurance company. If you take parts off it they will charge you for them. You don't get the money and the remains of the car.

I also pay extra for replacement value. If mine is totalled it is directly replaced with one a model year newer.

My Insurance company (Nationwide) will total the car and take it (They are paying me close to what I owed but im still out a few thousand)

Her insurance company wanted to Total it paying me less than what nationwide would.., THEN take a 20-30% salvage fee and leave me the car to do as I please.

Now, if I took her insurance companies deal I possibly could have made out a little better salvaging the car/parting things out However I don't have the time to do that, and the salvage yards i spoke to were hardly offering what I would have needed.


NOW..

Some good to come out of this...

I put depoist down on a 10 series down in PA. I just got word from my bank they will approve it (rolling over the 2-3 grand and WITH GAP INSURANCE THIS TIME)

So as soon as my insurance company cocntacts my bank on monday and all the ducks are in a row, I should be in a 10 series come the end of the week.

[86geek]

Originally Posted by Shady195

I did not know GAP insurance was a thing Until this happened....





My Insurance company (Nationwide) will total the car and take it (They are paying me close to what I owed but im still out a few thousand)

Her insurance company wanted to Total it paying me less than what nationwide would.., THEN take a 20-30% salvage fee and leave me the car to do as I please.

Now, if I took her insurance companies deal I possibly could have made out a little better salvaging the car/parting things out However I don't have the time to do that, and the salvage yards i spoke to were hardly offering what I would have needed.


NOW..

Some good to come out of this...

I put depoist down on a 10 series down in PA. I just got word from my bank they will approve it (rolling over the 2-3 grand and WITH GAP INSURANCE THIS TIME)

So as soon as my insurance company cocntacts my bank on monday and all the ducks are in a row, I should be in a 10 series come the end of the week.

Good to hear!