|
Scion FR-S / Toyota 86 GT86 General Forum The place to start for the Scion FR-S / Toyota 86 | GT86 |
|
Thread Tools | Search this Thread |
08-24-2018, 10:16 AM | #29 | |
1st86 Driver!
Join Date: Feb 2012
Drives: '13 FR-S (#3 of 1st 86)
Location: Powder Springs, GA
Posts: 19,887
Thanks: 39,032
Thanked 25,091 Times in 11,446 Posts
Mentioned: 182 Post(s)
Tagged: 4 Thread(s)
|
Quote:
Warranties are a gamble at best. You are betting things will break and the dealer or warranty company is betting they won't. The dealer is the "house" and they will almost always win because they know and adjust based on the odds. In over 40 years of driving I've NEVER had a car under 100,000 miles need a major repair, and only a couple that needed one under 200,000 miles. Warranties are nice to have, but I'm perfectly OK self insuring on that. A good credit score is only necessary if you decide to go into debt. It's an easy game to beat.
__________________
Olivia 05/03/2012 - 01/06/2024. 231,146 glorious miles.
Visit my Owner's Journal where I wax philosophic on all things FR-S Post your 86 or see others in front of a(n) (in)famous landmark. What fits in your 86? Show us the "Junk In Your Trunk". |
|
08-24-2018, 11:04 AM | #30 |
Member
Join Date: Mar 2018
Drives: 10 Series FRS
Location: Mississauga
Posts: 84
Thanks: 155
Thanked 54 Times in 29 Posts
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
|
Just my 2c, IDK if it will help.
I bought mine used from a big car brand dealership. This was also my first self-owned car. -Just as a family tradition, we always buy used cars from dealerships because they usually give it a full inspection and prep it like stock. Gives a better feel rather than buying private sale where you are really trusting the previous owner about the car. Some dealerships may have warranty included, which doesn't hurt. -In hindsight, a lot of the FRS I found at dealers were lemons, ding'd up, chipped, repainted and repaired for various accidents. Mint ones are not easy to come by. I did some post-searching for private sale cars and some of them seem could just be as good of a deal if not better, so don't count them out. Also, dealerships tend to sell high... and some dealerships are quite shady!!! (even big name dealerships) -When you see the right car, you will know it. You can tell when the car has been cared for. As much as you want the twin now, don't let the eagerness affect your purchase decision and be patient. Don't settle for a lesser car. -My car was not mint, but for 2013 it was in really good condition and repaired pretty well. As long as you can accept it, take the risk go for it. My car has had absolutely 0 issues. You obviously want to be extra wary of things like bumpers repainted/unmatched, panel deformations, missing parts of car, bring someone who can really detect that sort of stuff for test drive. -You will want to MOD this car when you get it. And this is coming from someone who likes the stock look. Stock allows you to appreciate the car even more as originally engineered and will make modding even more rewarding. If you buy a pre-modded car, you may feel like the car is not your own. If you don't mind that though, pre-modded car will save you $$$. |
The Following User Says Thank You to Cheeky For This Useful Post: | DC86 (08-24-2018) |
08-24-2018, 01:07 PM | #31 | |
Only happy when it rains.
Join Date: Feb 2013
Drives: series.blue
Location: Harnett county NC
Posts: 1,995
Thanks: 5,698
Thanked 1,263 Times in 749 Posts
Mentioned: 25 Post(s)
Tagged: 0 Thread(s)
|
Quote:
There is very little differences between credit unions and banks at this point. I would assume anyone would look for the best rate they can find. That is basic common sense. Warranties are overrated. Sorry but even on a twin the odds of using a warranty is slim to nothing. The stock touchscreen is garbage. A $300-$400 basic radio mp3 player from walmart will be better sound quality. The navigation is total garbage. I literally never use it, even crappy navigation apps on my phone are better. Not to mention anything that actually does break the dealer will fight tooth and nail not to cover. This isn't an six figure luxury car, 2015 and after cars are all on the solid side. Certified used is the biggest scam going. Most dealers that are honest will tell you they have to charge you $1000 more on the same car to get that package, and the odds of needing the warranty are slim, they aren't going to certify anything that has any issues or any models that have a history of issues. Unless it is an expensive tech filled german car it is basically burning cash. Any actual good dealer does the same inspection on every used car on their lot. Funny how you think you are the only one that could possibly know anything about anything. |
|
The Following User Says Thank You to why? For This Useful Post: | Dadhawk (08-24-2018) |
08-24-2018, 01:55 PM | #32 | |
The Dictater
Join Date: Apr 2017
Drives: '13 Red Scion FRS
Location: MD, USA
Posts: 9,509
Thanks: 26,347
Thanked 12,529 Times in 6,205 Posts
Mentioned: 87 Post(s)
Tagged: 0 Thread(s)
|
Quote:
If no to the first half, then you are wasting money on rent that you will never get back, unlike a house payment which has at least some portion you get back (home equity) If no to the second half, then you took on debt. If yes to both, then you either paid rent longer than you needed to, or were born rich AF and shouldn't be telling normal people what to do. The point is that properly managed debt is a very useful tool in many cases (including transportation). You have to spend money to make money and not everyone starts with money to spend. Banking, investment, and debt are capitalism's solution to social mobility. |
|
The Following User Says Thank You to Spuds For This Useful Post: | Brooklyn (09-07-2018) |
08-24-2018, 01:55 PM | #33 |
Member
Join Date: Oct 2017
Drives: 13 FRS – Whiteout
Location: Cbus - OH
Posts: 52
Thanks: 15
Thanked 20 Times in 13 Posts
Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
|
|
08-24-2018, 02:00 PM | #34 |
Pavement Grey
Join Date: Dec 2011
Drives: 2020 Toyota 86 GT, 2017 BMW X1
Location: Calgary
Posts: 3,104
Thanks: 109
Thanked 2,242 Times in 1,216 Posts
Mentioned: 8 Post(s)
Tagged: 0 Thread(s)
|
Depends on the HU and what features it comes with, it can get up there in price. Usually if you wanted something with built in nav that would push It to the upper tier. If you don't and just want to rely on android auto/apple carplay you can save yourself a few bucks. The inconvenience of having to plug in the phone to get the nav function may be worth the extra cash to some.
|
08-24-2018, 05:13 PM | #35 | |
Panda Trueno
Join Date: Jan 2015
Drives: No twin now.
Location: North Indiana
Posts: 3,347
Thanks: 2,113
Thanked 2,409 Times in 1,332 Posts
Mentioned: 17 Post(s)
Tagged: 2 Thread(s)
|
Quote:
Correct on the warranty/ not needing it....great!!! You helped my point out on that. Your bank account / loan idea is a great credit building tool. Often first time buyers have not saved up the money to do that, especially with a car 15k+ used. |
|
08-24-2018, 07:39 PM | #36 | |
THE CORVETTE KING!
Join Date: Dec 2012
Drives: 2013 FR-S, and 2016 FR-S!
Location: Birmingham, Alabama
Posts: 192
Thanks: 5
Thanked 53 Times in 33 Posts
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
|
Quote:
__________________
2013 Scion FR-S.
2005 Corvette. |
|
08-24-2018, 08:01 PM | #37 |
1st86 Driver!
Join Date: Feb 2012
Drives: '13 FR-S (#3 of 1st 86)
Location: Powder Springs, GA
Posts: 19,887
Thanks: 39,032
Thanked 25,091 Times in 11,446 Posts
Mentioned: 182 Post(s)
Tagged: 4 Thread(s)
|
There's a huge difference between borrowing money for an appreciating asset and a depreciating one. Apples and oranges @Spuds (or would that be onions and potatoes?)
__________________
Olivia 05/03/2012 - 01/06/2024. 231,146 glorious miles.
Visit my Owner's Journal where I wax philosophic on all things FR-S Post your 86 or see others in front of a(n) (in)famous landmark. What fits in your 86? Show us the "Junk In Your Trunk". |
08-24-2018, 10:45 PM | #38 | |
The Dictater
Join Date: Apr 2017
Drives: '13 Red Scion FRS
Location: MD, USA
Posts: 9,509
Thanks: 26,347
Thanked 12,529 Times in 6,205 Posts
Mentioned: 87 Post(s)
Tagged: 0 Thread(s)
|
Quote:
Not defending the whole buying above one's means to pay back deal, just providing the counter-argument to 'debt is bad'. |
|
The Following User Says Thank You to Spuds For This Useful Post: | Dadhawk (08-25-2018) |
08-25-2018, 11:45 AM | #39 | |
1st86 Driver!
Join Date: Feb 2012
Drives: '13 FR-S (#3 of 1st 86)
Location: Powder Springs, GA
Posts: 19,887
Thanks: 39,032
Thanked 25,091 Times in 11,446 Posts
Mentioned: 182 Post(s)
Tagged: 4 Thread(s)
|
Quote:
Semantics, but I would say it is never a good thing, but may be a necessary evil at times, and getting a reliable car doesn't necessarily mean spending enough money you need a loan, (car prices are more a function of age then reliability, there are reliable $1000 cars and unreliable $50,000 cars) but I do understand your point.
__________________
Olivia 05/03/2012 - 01/06/2024. 231,146 glorious miles.
Visit my Owner's Journal where I wax philosophic on all things FR-S Post your 86 or see others in front of a(n) (in)famous landmark. What fits in your 86? Show us the "Junk In Your Trunk". |
|
The Following User Says Thank You to Dadhawk For This Useful Post: | Spuds (08-25-2018) |
08-25-2018, 12:13 PM | #40 | |
pessimistic skeptic
Join Date: Apr 2016
Drives: '14 FR-S Monogram AT JRSC
Location: Upstate NY
Posts: 1,774
Thanks: 1,700
Thanked 1,044 Times in 688 Posts
Mentioned: 14 Post(s)
Tagged: 0 Thread(s)
|
Quote:
https://reddit.app.link/QXLMVbsOFP |
|
08-25-2018, 06:59 PM | #41 |
Member
Join Date: Oct 2016
Drives: FRS
Location: Bend, OR
Posts: 89
Thanks: 263
Thanked 33 Times in 25 Posts
Mentioned: 5 Post(s)
Tagged: 0 Thread(s)
|
It's a great car, do it.
It probably won't feel like it at first, but it's a buyer's market for these cars. Take your time, avoid cars with "stories." Definitely finance through a local credit Union. Check underneath for rust. Good luck! |
08-25-2018, 07:22 PM | #42 | |
Senior Member
Join Date: Jun 2013
Drives: 2023 GR SUPRA,15 FR-S (SOLD)
Location: Philadelphia, PA
Posts: 4,235
Thanks: 3,086
Thanked 2,101 Times in 1,397 Posts
Mentioned: 31 Post(s)
Tagged: 2 Thread(s)
|
Quote:
Uh...a buyers market? For now maybe in the next 3-6 months With interest rates on the cusp of rising and an auto tariff coming. It's best to buy new now if you're going to before that all hits harder...
__________________
*SOLD*OFT Stage 2 UEL E85/Nameless Performance 3 inch axleback with 5 inch mufflers/ TRD CAI / CNT UEL/ Cusco Strut BAR & LHD Brake Stop / "JDM" Toyota Badges / WinJet JDM headlights - DRL MOD from fteightysix.com - 5000K Diode Dynamics HID kit / Diode Dynamics LED interior Lights and sidemarker bulbs / JDM Clear Sidemarkers / Diode Dynamics LED switchbacks/ OLM LED rear turn signals / Tap Turn Relay*SOLD*
|
|
|
|
Thread Tools | Search this Thread |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Thinking of getting a BRZ | JayChris | BRZ First-Gen (2012+) -- General Topics | 30 | 07-22-2017 07:24 AM |
Thinking of getting an FR-S, but is it for me? | Granovsky | Scion FR-S / Toyota 86 GT86 General Forum | 49 | 03-11-2015 07:48 PM |
I been thinking... Can we do this? | sweetfrs | Cosmetic Modification (Interior/Exterior/Lighting) | 12 | 05-21-2014 09:51 PM |
Thinking of the FR-s | dun3 | Southern California | 17 | 10-22-2012 12:29 PM |
Any 1 thinking that they may not get either car? | Shora | BRZ First-Gen (2012+) -- General Topics | 40 | 04-06-2012 09:59 PM |