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privacy issues aside, as for the discount, it all depends on how/when you drive. if you're driving during rush hour both ways 5-6 days a week with a 20+ mile commute next to bad drivers, i doubt you'll get a discount. if you drive safely during off peak hours on shorter trips, you'll probably get some kind of break. read more into what data they use to determine any discounts and see if you fall into their "good driver" guidelines with your normal driving routine.
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