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Personally I'm with Geico and I pay $99/mo full coverage and $100 collision deductible. If my deductible was $500 or $1000 I'd probably be more like $75/mo.
I was with State Farm previously because I thought the service was worth it, but in reality it doesn't matter, all that matters is how they pay out if you need to file a claim. With Geico, it doesn't matter who you talk to, they'll all send someone to inspect it and you take it to your choice of places.
Service is not an issue, its cost. They all dispense their claim payments the same.
-RyanG
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