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You're saying that you already had a car loan that you have refinanced? Since you're only 19 I'm not sure how those numbers work out but consistently refinancing isn't helping your FICO which largely determines your APR. Also I didn't see any discussion of selling your present car so if they're not showing you closing out your current loan (trade-in with pay-off) then that's going to limit what they think you can afford.
Not trying to put you off of a great car but maybe you want to look at a gen coupe...the financing is probably going to be easier to get because of the volume Hyundai deals with. *2 cents*
Last edited by gily25; 10-16-2013 at 02:57 PM.
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