The owners insurance is not in question so that is not even plausible.
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Originally Posted by NIN69
Sorry this happened to your car. Someone may need to confirm but my understanding is the car owner has to have their own diminished value coverage on their own insurance policy. Still hope it works out. Keep us posted.
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The insurance company that insured the guilty party is the one that matters. With this they will pay to fix it but my guess is that you will not see any Diminished Value from this.
My FRS was rear ended almost 8 months ago and I'm still dealing with the insurance company that insured the driver at fault for Diminished Value.
Diminished Value is tough to get but also depends on who the guilty party has for insurance. Big companies are more willing for diminished value while smaller companies will not give a cent without proof of diminished value. Could even require you to trade in/sell the car to prove diminished value.