Quote:
Originally Posted by FRSCoupe
How good of credit rating do you have to qualify for 1.99% these days?
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Check your local newspaper(online or print matter), it lists your areas best and average car loans for both new and used and what bank offers it.
Simply go and see what they offer, do it 2-3 times until you've found your lowest rate.
Also, be aware that just because Scion offers a low rate and you qualify, doesn't mean they will give it to you if they can trick you out of it. Let's say they ask what the best rate you've found so far is and you tell them 3.0 or higher. They will then run their check and say "guess what, we got you in at 2.9" or "2.8" while not mentioning you actually qualified for the 1.9
If you think this might be happening just tell them you want to know if you qualified for the lowest rate or not, yes or no, don't give me a number, yes or no.