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For $430 it probably doesn't even meet his deductible - he's going to have to pay out of pocket anyway, might as well not take the hit to his rates. Also keep in mind reporting to insurance means the accident will show up on carfax if you ever sell it. As long as it's really only $430 of damage, and he's good for the money, not a problem.
As others have said there may be more damage underneath. I recommend getting a second quote from a body shop you trust. If the quote comes back roughly the same, tell him you'd prefer to use this shop so you can make sure the job is done right and the new paint matches.
If the quote is substantially larger, you'll probably need to get your/his insurance involved. If you don't have a police report, this could get sticky as he can change his story and not agree about the facts of the incident.
In general I'm always a little suspicious of offers to pay things out of pocket and keeping insurance out of the loop except for small amounts of damage.
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