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-   -   2016 Insurance costs (https://www.ft86club.com/forums/showthread.php?t=109353)

Sigh-on-Rice 08-08-2016 03:10 PM

Insurance for this car went up so much.
For a comparison, my rates since I got FR-S in 2012...
2012: Prius = 657, FR-S = 661
2013: Prius = 611, FR-S = 614
2014: Prius = 630, FR-S = 601
2015: Prius = 607, FR-S = 627
2016: Prius = 600, FR-S = 826

So, why jump so much from 2015 to 2016? I never got into any accident nor filed any claim.

Tcoat 08-08-2016 03:23 PM

Quote:

Originally Posted by Sigh-on-Rice (Post 2724379)
Insurance for this car went up so much.
For a comparison, my rates since I got FR-S in 2012...
2012: Prius = 657, FR-S = 661
2013: Prius = 611, FR-S = 614
2014: Prius = 630, FR-S = 601
2015: Prius = 607, FR-S = 627
2016: Prius = 600, FR-S = 826

So, why jump so much from 2015 to 2016? I never got into any accident nor filed any claim.

So what were the increases like on the FRS?

Sigh-on-Rice 08-08-2016 03:39 PM

Quote:

Originally Posted by Tcoat (Post 2724397)
So what were the increases like on the FRS?

It was stable for 4 years and then increased over 30% all of a sudden for 2016. Maybe you misunderstood my post. The list in the post is my insurance premium for both '12 Prius and '13 FR-S from year 2012 to 2016.

arrow34 08-08-2016 03:42 PM

Yeah.. I am going to have to shop around, but FYI I did check progressive and they were 500 bucks cheaper, but I am saving that in homeowners insurance and the coverage for home owners is fantastic.

arrow34 08-08-2016 03:55 PM

Quote:

Originally Posted by FR-Sky (Post 2724326)
are u serious $2300 for a year?

Allstate: $540 half year.



Holy crap. I just checked Allstate and did a quote online and almost fell off my chair. they want 4k a year. I think it is the area I live in.... I know a friend of mine lives in another county and his car insurance is super cheap and then he moved to another county and it went up 400%.

Tcoat 08-08-2016 03:56 PM

Quote:

Originally Posted by Sigh-on-Rice (Post 2724407)
It was stable for 4 years and then increased over 30% all of a sudden for 2016. Maybe you misunderstood my post. The list in the post is my insurance premium for both '12 Prius and '13 FR-S from year 2012 to 2016.

Ya it looked just like it was for the Prius. You didn't move or anything did you?

Tcoat 08-08-2016 03:58 PM

Quote:

Originally Posted by arrow34 (Post 2724429)
Holy crap. I just checked Allstate and did a quote online and almost fell off my chair. they want 4k a year. I think it is the area I live in.... I know a friend of mine lives in another county and his car insurance is super cheap and then he moved to another county and it went up 400%.

I had mine go up 50% when I moved a block and crossed a road that was a territory boundary one time.

humfrz 08-08-2016 04:17 PM

Quote:

Originally Posted by Tcoat (Post 2724397)
So what were the increases like on the FRS?


daaaaaaa @Tcoat ....... I reckon the heat is taking a toll on your ECU ...... :laughabove:


humfrz

FR-Sky 08-08-2016 04:19 PM

Quote:

Originally Posted by arrow34 (Post 2724429)
Holy crap. I just checked Allstate and did a quote online and almost fell off my chair. they want 4k a year. I think it is the area I live in.... I know a friend of mine lives in another county and his car insurance is super cheap and then he moved to another county and it went up 400%.

I live in CA, and u ?

humfrz 08-08-2016 04:21 PM

Quote:

Originally Posted by Sigh-on-Rice (Post 2724379)
..............
So, why jump so much from 2015 to 2016? I never got into any accident nor filed any claim.

Maybe ....just maybe, they figure you are overdue for an accident and they are just building an "escrow" for your account ......... :D


humfrz

Tcoat 08-08-2016 04:22 PM

Quote:

Originally Posted by humfrz (Post 2724447)
daaaaaaa @Tcoat ....... I reckon the heat is taking a toll on your ECU ...... :laughabove:


humfrz

Drunk I guess.

SlammedSilly 08-08-2016 04:31 PM

I PAY $3,400/year.... I'm 21, two accidents, one speeding ticket, no points on my license.... StateFarm is expenside bruh!

EDIT: $3,840/year...

Sigh-on-Rice 08-08-2016 04:45 PM

Quote:

Originally Posted by Tcoat (Post 2724431)
Ya it looked just like it was for the Prius. You didn't move or anything did you?

No, I didn't move. Same cars, same drivers, same address. Interesting to know that different counties have different rates though. I didn't know that until I read it in this thread.

Quote:

Originally Posted by humfrz (Post 2724454)
Maybe ....just maybe, they figure you are overdue for an accident and they are just building an "escrow" for your account ......... :D


humfrz

Oh no. One time, over 10 years ago, I knocked off a parked motor cycle in the parking lot that I didn't see causing about $1k damage. My insurance premium went up to about 3 times as much as I'm paying now. With $500 deductible, the insurance paid $500. So, the insurance company got back $500 they paid just in 3 months. They kept the rates high for 3 years... I wish they give the insureds choice to pay out of pocket.

Tcoat 08-08-2016 04:49 PM

Quote:

Originally Posted by Sigh-on-Rice (Post 2724501)
No, I didn't move. Same cars, same drivers, same address. Interesting to know that different counties have different rates though. I didn't know that until I read it in this thread.



Don't even need to go to a different county. Even larger cities are broke up into areas and you can pay way more or less just by having an address that is feet away from somebody else.


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